Our Investment Process

Discovering Your Goals and Objectives

When you consider investing your money, you do so with specific goals in mind. Whether it is creating financial stability for you and your family, supporting your community and the causes you care about, creating a comfortable and fulfilling retirement, or leaving a legacy to those you love, you do so with a purpose.

At Wilkinson Wealth Management, our investment process involves four comprehensive steps to assist you in achieving your financial aspirations: identifying your goals and objectives, developing your strategy, implementation of your new portfolio, and monitoring and review. Each step of our process is tailored simplify your financial life and ensure your investments serve your unique needs and concerns.

To read more about setting financial goals and reviewing key aspects of investing, see our article on "Investing Essentials" or download our "Basics of Investing" brochure.

Discovering Your Goals and Objectives

At Wilkinson Wealth Management, we build your investment portfolios based on your goals and objectives. When you partner with us, we start by gathering information and clarifying your objectives to ensure your investments are aligned with your goals, time horizon, and risk parameters, among other considerations. Understanding who you are and what you want to accomplish is essential for us to be a good steward of your investments.

Considerations for Your Goals:

  • Preparing for Retirement
  • Legacy Creation
  • Giving to Charity
  • Socially Responsible Investing/ESG
  • Performance Expectations
  • Income Needs
  • Anticipated Cash Needs
  • Tax Considerations
  • Saving for Education
  • Purchasing a Home or Rental Property

Building Your Investment Strategy

Once we have identified your financial priorities, our team at Wilkinson Wealth Management will work with you to determine a customized investment strategy intended to achieve your priorities. We are an independent financial advisory firm with access to the full breadth of investment choices. Supported by the expertise of our experienced research strategists, we will identify the most appropriate investments and formulate a plan customized for you that takes into account a variety of considerations:

  • Risk Tolerance
  • Time Horizon
  • Asset Allocation Models
  • Diversification
  • Socially Responsible Investing/ESG Screening
  • Correlation Between Asset Classes
  • Investment Platforms
  • Investment Types
  • Investment Managers
  • Risk/Reward Characteristics of Asset Classes

Implementing Your Portfolio

Now that we are ready to bring your portfolio to life, we will review your customized investment selections. After confirming the final portfolio allocation and construction, we will walk you through what to expect with the remainder of the process. This may include opening accounts, transitioning your existing investments, timing of trades, implementation of your new strategy, and completing any additional administrative tasks. Steps we may take with you include:

  • Determine the Type of Account
  • Ownership and Beneficiaries
  • Discuss the Source of Funds
  • Complete and Sign All Paperwork
  • Transition Your Existing Securities

Reviewing Your Portfolio

Client Centered

Once your investments are in place, our commitment to you does not stop. We will monitor and review your portfolio, making changes as needed, to maintain an optimized and efficient investment allocation. Communication is key to this final step. In addition to emails, phone calls, and updates, we will meet with you at least once a year. It is essential that we review your strategy with you annually and are aware of any changes in your life so that we may adjust your portfolio accordingly. This truly is a partnership and we cannot do it without your continued input. Topics covered as a part of our review process include:

  • Active Portfolio Reviews
  • Rebalancing Discussions
  • Performance Reports
  • Periodic Examination of Investment Strategy

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