We receive a lot of questions about whether we require a minimum asset level or income amount to serve our clients, and the answer is a resounding NO.
Our clients come from diverse backgrounds and situations, and we make a point of treating everyone with the same enthusiasm and compassion. Our pricing is based on a desire to provide the best service possible to as many people as we can.
The best way to evaluate how we can help is to set up an initial consultation to review your financial goals – which is always complimentary.
Financial Planning Pricing
Our comprehensive financial planning services start at annual price of $3000.
For complex situations that require additional resources and time, there may be additional costs.
Clients with at least $500K in assets under management with our firm receive a discount on planning fees.
What's included in our baseline planning fee:
A thorough review of your current financial data to help you understand where you are today.
Goal setting to understand where you are trying to go.
3-4 meetings to build, plan, and present a comprehensive analysis of your financial picture.
Access to our client financial planning portal.
Coordination with your accountants and attorneys where appropriate.
Monte Carlo probability simulations.
Analysis in easy-to-understand terms with accompanying charts, on topics including:
-Major purchase planning
-Basic tax planning, including Roth conversions
-Debt payoff strategies
-Cash flow analysis
-Investment and portfolio planning
-Insurance analysis and risk mitigation
Circumstances that typically involve additional fees:
Business planning - including taxes, sales, and exits
Stock analysis, including ISOs, RSUs, NUA, etc.
Near-term planning (under 1 year)
Alternative retirement planning: moving abroad, retiring early
Trust or in-depth estate planning
Complex estate settlement
Investment Management Pricing
Our investment management services are priced as a percentage of “assets under management” (AUM fee) and are inclusive of all related costs. Fees are normally deducted directly from the managed account on a quarterly basis for your convenience, but alternative arrangements can be made.
Under $500,000 – 1.25% per year
$500,000 - $1,000,000 – 1.1% per year
Over $1,000,000 – 1.0% per year
Investment management services include*:
All trading costs
Recommendations for appropriate portfolios depending on your financial goals and risk tolerance
Regular meetings to discuss performance, risk tolerance, and updates from you about your investment goals and priorities
Ongoing monitoring and management of portfolios and investments
Tax-sensitive management of capital gains in nonretirement accounts
Management of Required Minimum Distributions (RMDs) and other required distributions from accounts such as beneficiary IRAs
Tax- and cash flow-sensitive distribution strategies
Weekly, monthly, quarterly, or annual electronic contributions/distributions (or other preferred frequencies) between other investment or bank accounts, as well as via check
All support for opening and maintaining accounts.
*Additional services may be offered via hourly pricing on a case-by-case basis.
Use the form below if you have questions, or if you would like to schedule an initial consultation!